Financing with Credit Key

To make it easy for you to access Credit Key, we have integrated it into our checkout process. When you are ready to purchase equipment and supplies, simply select Credit Key as your payment option during checkout. You can get pre-approved for a certain amount before you order, giving you the flexibility to make the purchases you need when you need them.

To be eligible for Credit Key credit, you must meet the following requirements:

  • You must be an individual applying under your own name.
  • You must be the owner/signatory of the business in the application.
  • You must be a U.S. citizen or resident of minimum signing age in your state of residence.
  • You must have a FICO®/credit score of 600 or above.
  • You must have a total annual business income of $40,000 or more.
  • You must provide your Social Security Number and the Employer Identification Number (EIN) of your business.
  • If your business is a Sole Proprietorship, you do not need to have a Federal EIN, but you will need to document some type of state registration of the business.
  • You must have a nominated bank account or debit card for repayments.

Credit Key's application process is simple and does not affect your personal credit. There are no setup fees, and if you choose to go beyond 30 days, you can be approved for as low as 1% per month. Applying for Credit Key is a "soft inquiry," so it will not impact your FICO®/credit score.